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Rent What documents should I ask the realtor to have no problem buying a second hand property? Obligatorietat

A real estate should provide the purchaser of a resale home the following documents:

• Note simple registry to see if there are charges or not and the state of the same
• Last receipt of IBI to check if payment is current, and know the annual amount
• Certificate the homeowners as payment is current and up to know if there is a process of rehabilitation and the general state of the . Latest
• water bills, electricity and gas , to make sure they are aware of payment, and power supplies to change
• Habitability certificate
• In the event of any mortgage, cancellation certificate issued by the bank
• If there is need to finance the purchase by a mortgage, ask first, by the substitution (so we can save the fee), and secondly to look at other alternatives, ensuring that they will grant us before making a deposit. Make
• numbers with the real estate and the bank first to make sure that we have no problem in buying housing. Currently, banks do not usually give more than 80% of the lesser of the appraised value or purchase price. So you need to have the remaining 20% \u200b\u200bplus expenses, which typically represent currently about 12% of the cost of the property.

Rubio In Finques believe it is very important that the buyer is fully informed of all actions to be carried out when making a decision as important as buying a home. You must ensure you are advised by top professionals, both legally and fiscally. In this way will be ready to buy with confidence.